Giving creatively doesn’t have to be complicated, or take a long time to put into play. Ponder the following suggestions that Impact has seen implemented in hundreds of programs, often resulting in unanticipated, faith-stirring generosity. Consider:

  1. Eliminating “extra” expenses or spending and redirecting those payments. Consider early pay-off of short-term debt (loans, credit cards, tuition, etc) and replace those debt payments with charitable donations.
  2. Selling off excess.  Releasing appreciated assets is often accompanied by the blessing of avoiding capital gains taxes on the sale of said asset.  Additionally, you may receive an income tax charitable deduction on the donation.
  3. Donating valuable “stuff.”   Sell it and give the proceeds directly to the church, or donate it and trust the church to liquidate it in the most beneficial fashion.  Someone in leadership might have a better connection, or potential sale outlet, than you do.
  4. Dedicating unexpected income.  Perhaps it’s in the form of a surprise bonus, a favorable commission, an inheritance, or an increase in salary.
  5. Re-prioritizing your budget.  An honest rearranging of what’s important typically reveals available funds.  Perhaps it’s a matter of giving up something in your current budget – a hobby, habit, or routine – and redirecting those monies permanently, or for a season.
  6. Exercising self-control.  Postponing a planned purchase, vacation, or investment will free up resources to support the current needs and opportunities as presented in the campaign.  God loves a cheerful giver, and a content heart in the midst of self-denial results in glory to God.

A point to ponder:  You may decide that you can give a certain amount monthly in equal increments but also periodically donate a lump sum. Offer a liquidated or donated asset in addition to your regular gift.

Finally, consider leaving a financial legacy as you have the means.  If you have never considered including the church in your will or future estate planning (such as a charitable remainder trust), this is a great time to initiate the process.  Many people may consider a gift or tithe to the church upon their death to fuel continued kingdom work after they are gone.  Although these gifts do not immediately benefit the church, they will have great repercussions on future church ministry.